The ABCs (and Ds) of Medicare
Posted: November 21, 2023
Medicare, the federal health insurance program, is a vital resource for millions of Americans aged 65 and older and some younger individuals who are living with disabilities. Understanding the different parts of Medicare may require more effort than simply learning the alphabet, but once you do, you’ll have access to a world of healthcare coverage options. With Open Enrollment currently underway and running until December...
What to Expect When Applying for Life Insurance
Posted: November 7, 2023
If you’re considering purchasing life insurance, you must go through an application process to qualify. Understanding what to expect during this process can help you secure the coverage you need at a price that suits your budget. Gaining familiarity with the steps, from the application to the medical exam and beyond, can go a long way when applying for life insurance. Determine Your Coverage Needs...
The Positive Impact Home Care Offers on Quality of Life
Posted: November 6, 2023
Home care services profoundly impact patients’ lives by allowing them to receive care in the comfort of their homes, surrounded by loved ones. This approach contributes to enhanced well-being and offers numerous other benefits that significantly improve the overall quality of life. November is National Homecare & Hospice Month, commemorating the incredible dedication of nurses, home care aides, therapists, and social workers who provide vital...
Is Final Expense Insurance Right for Me?
Posted: October 22, 2023
Final expense insurance may be the right choice for seniors who want to cover their final expenses. Also referred to as burial insurance or funeral insurance, it is a type of life insurance policy designed to cover final disposition and funeral services after death. Funeral and burial expenses have been rapidly rising for the past 30 years. Families have paid an average of $7,848 for...
Avoid Costly Late Medicare Open Enrollment Penalties
Posted: October 21, 2023
The Medicare Open Enrollment Period runs from October 15 to December 7 every year. This is the primary time when people with Medicare can choose a plan or make changes in their healthcare coverage. Plans can change from one year to the next, so it is important to thoroughly review and compare plans during Open Enrollment. When you first become eligible for Medicare, unless you...