How to Plan for the Future You Want
Posted: October 7, 2023
October is Financial Planning Month. This is a time when we are reminded to prepare budgets and keep spending in check during the holiday season. Our approach to financial planning can depend on our phase of life. Still, the earlier we begin planning and saving for the future, the easier it will be to make our targets. Steps to Improve Your Financial Situation Take the...
8 Steps to Fall-Proof Your Home
Posted: October 6, 2023
This week is Active Aging Week, an annual campaign to promote the benefits of healthy aging and lifestyles. It is held during the first week of October, beginning on the first Monday of the month. In 2023, it runs from October 2 to October 8. Falls are one of the greatest health risks for older adults. Every year, millions of people ages 65 and older...
Debunking 5 Medigap Misconceptions
Posted: September 21, 2023
As the name implies, Medigap insurance is designed to fill in gaps in coverage that occur with Original Medicare. For example, if Original Medicare Part B covers 80% of medically necessary services for your outpatient care, a Medigap policy will cover the remaining 20%. This is important coverage to have, as there is no cap on out-of-pocket expenses with Original Medicare. Myths and misunderstandings concerning...
Do Graduate Students Need Life Insurance?
Posted: September 7, 2023
Obtaining a graduate degree may be the right choice to increase your earning potential and advance your career. If you have decided to go to graduate school, life insurance may be the last thing on your mind. Nevertheless, it may be a smart move for a full-time or part-time graduate student. Students in grad school tend to be older with more responsibilities than undergraduates. They...
Everything You Need to Know about Medicare Open Enrollment in 2023
Posted: September 6, 2023
For those eligible for Medicare, Open Enrollment is the time to reconsider your options, select a plan, or make other adjustments to your healthcare coverage. The following are answers to key questions about Medicare Open Enrollment. What Is Medicare? Medicare is a federal fee-for-service health insurance program in two parts – hospital insurance (Part A) and medical insurance (Part B). For your medical coverage, you...