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Family Floater Life Insurance Policy and How They Work

Family Floater Life Insurance Policy and How They Work

A "family floater" plan provides life insurance coverage to all family members. These policies are a smart choice for many families. Also called "family life insurance," your entire family has life insurance with a single policy, a far simpler and more efficient process. Life insurance policies are typically purchased to cover the parents. If one of the breadwinners for the family should suddenly pass away,...

Common Medicare Questions to Ask

Common Medicare Questions to Ask

When you become eligible for Medicare, several questions arise. What questions should you ask? And who should you ask? Trying to get answers can be a little more complex than you expect! Most people find it much easier to work with a local agent who can answer your questions clearly, and guide to help you choose the best plan for you. What Medicare Plan is...

6 Mortgage Protection Myths Debunked

6 Mortgage Protection Myths Debunked

Buying a home is one of life’s most significant, and expensive, milestones. When you find the ideal property, you will be required to jump through several hoops to get a mortgage. Some home buyers are required to purchase mortgage insurance, while others choose to purchase mortgage life insurance – there are two distinct products. Before investing in any mortgage protection insurance, get the facts and...

Common Medicare Insurance Pitfalls to Avoid

Common Medicare Insurance Pitfalls to Avoid

You are eligible for Medicare and have probably been looking forward to the lower cost of health insurance. If you are nearing age 65, you need to be aware of the common pitfalls that many eligible people have experienced: You did not sign up during your initial enrollment period. You have a seven-month period to sign up for Medicare, running from three months before your...

Effective Ways to Spring Clean Your Life Insurance

Effective Ways to Spring Clean Your Life Insurance

It is smart to “spring clean” your life insurance each year, as the life insurance market changes over time. A new insurance product could allow you to purchase higher levels of coverage at a lower cost. With the help of a qualified insurance agent, you may discover you have been overpaying. A life insurance policy is an ideal way to protect your loved ones from...